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 Savings Program Summary


Merchants

1. A Merchant is a corporation, retailer, manufacturer or service provider that offers a commission, rebate or cash incentive to NSAC in exchange for bringing customers.

2. There is no fee to Merchants who market and sell exclusively online.

3. Merchants sell goods or services and offer rebates or cash incentives, which are automatically deposited into the savings accounts of Associates (customers) who participate in the NSAC Savings Program.
 
4. NSAC is a MARKETING ENHANCEMENT PROGRAM for Merchants that utilizes existing marketing promotions such as discounts or rebates, to include a savings deposit promotion for their customers.

5. NSAC is an IMAGE ENHANCEMENT PROGRAM. By offering to automatically deposit promotional savings dollars into the savings accounts of their customers, shows the company's concern for the future financial well being of their customers, greatly enhancing the company's image to their customers.

Associates

1. Associates are customers of participating Merchants through NSAC who enroll in the NSAC Savings Program.

2. Associates make qualifying purchases from participating Merchants through NSAC, which may include a rebate or cash incentive.

3. When making qualifying purchases, the cash incentive amount or rebate amount is automatically deposited into their savings account.

4. If the Associate does not have a savings account, NSAC will open a savings account on the behalf of the Associate as long as they have a valid US checking account.


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